ALYUSR Personal Finance Program (Murabaha)

All it takes is your signature…

  

Get your personal loan today

Whether you desire to buy a new car, or looking to furnish your home, all you need is your signature and you can enjoy the following benefits:

Shariah Compliant
Larger amount.
Lower rates*.
On spot approval.
Local commodities for murabaha transaction
Financing up to SAR 1.5 Million.
Easy repayments over five years**.
New finance after 25% repayment of existing finance.
If your monthly income is SAR 15,000 or above, your account will automatically be upgraded to Taqdeer banking.
If your monthly income is SAR 30,000 or above, your account will automatically be upgraded to Preferred banking.

Requirements:

Government, Military & semi-government sectors

 •   Upon hiring with current employer for government and military sectors and 3 months for semi-government.
 •   Minimum SAR 3,000 monthly income.
 •   Minimum 18 years of age.

Military College:

 •   Age between 18 and 30 years old.
 •   Minimum Income 3,000.
 •   3 months in service.

Private Sector:

 •   Minimum 12 months working experience with current employer.
 •   Minimum SAR 5,000 monthly income.
 •   You need to be an employee of a company approved by SHB

Pensioners Program:

 •   Age between 35 and 70 years old.
 •   Minimum SAR 3,000 monthly income.
 •   Program can start from the beginning of retierment.

Diplomates/embasies employees:

 •   Age between 25 and 60 years old
 •   Minimum SAR 5,000 monthly income.
 •   6 months years in service.

Note:

 •   All female clients will get a special rate less than the main sector or institution.
 •   All clients with monthly income above SR 15,000 will get a special rate less than the main sector or institution.

* The profit margin (APR) will be calculated as per the customer segment

  Variable conditions apply for non- Saudis**

 For more information, please visit your nearest branch or call the toll free number on 800 124 2525